How Does State Farm Insurance Handle Windshield Replacements?
A large number of motorists opt for State Farm Insurance for coverage. Of course, State Farm auto insurance provides coverage that’s comparable to most other insurers. Each insurance provider tends to differ on auto glass and windshield replacements, though. Some State Farm policyholders might be confused as to whether their policy covers for windshield replacement or auto glass repairs.
Does State Farm cover auto glass and windshield damage?
For the most part, State Farm does cover repairs and replacements for auto glass. Depending on the state where your policy is written and the coverage you chose, you may not even need to pay a deductible for auto glass repair or windshield replacement claims. For instance, Arizona law requires that insurance companies offer auto glass coverage with a zero deductible with comprehensive coverage. Therefore, many policyholders opt for this coverage at a very low premium for their vehicles and can have their windshield replacement free of charge.
Is it difficult to file an auto glass or windshield replacement claim with State Farm? Not at all, call Glas Tek at 602-334-1964 with your policy number and one of their friendly representatives can help file a claim and verify coverage in less than 10 minutes. For more information visit our Insurance FAQ’s page or file a State Farm windshield replacement claim online now. State Farm utilizes a third party to manage their auto glass claims named LYNX and the process is very simple and stress free. They will ask just a few questions to open your claim including; policy number, date of damage, home zip code, size of break, and year, make , model of vehicle. LYNX will then be able to verify your coverage and make you aware if any deductible apply. If you have a high deductible then Glas Tek can help you determine if it would be cheaper to pay out-of-pocket.
Collision and Comprehensive Coverage Claims
If a motorist is involved in an accident, then he or she may file a claim under collision coverage. In this case, that policyholder will pay the deductible. All covered damage to the vehicle, including damaged auto glass and windshields, will then be repaired under collision. The average deductible for policyholders under collision coverage is $500 at the moment.
Under comprehensive coverage, auto glass is sometimes covered in some states with no deductible required. Policyholders will have to refer to the specifics of their own plan. Laws exist in some states that make auto glass repairs and replacements free such as Arizona.
State Farm Insurance: More Coverage Than The Competition
When it comes to auto glass repairs and replacements, State Farm offers more coverage than many insurance providers. In the end, policyholders can call Glas Tek at 602-334-1964 and one of their professional representatives can help file a claim and check coverages.